The Haryana government has launched the Deen Dayal Lado Lakshmi Yojana to provide regular financial assistance to women across the state. Under this welfare initiative, eligible female beneficiaries receive ₹2,100 per month directly into their bank accounts via Direct Benefit Transfer (DBT).
Overview of Haryana Lado Lakshmi Yojana 2026
Originally launched on 25 September 2025, the scheme has expanded to include more beneficiaries through revised guidelines in 2026. The program aims to empower women economically and ensure financial independence by supporting low-income families in Haryana. As of September 2026, over 11 installments totaling more than ₹2,254 crore have been successfully disbursed to beneficiaries across the state.
| Key Detail | Information |
|---|---|
| Scheme Name | Deen Dayal Lado Lakshmi Yojana 2026 |
| Department | Women & Child Development (WCD) Department, Haryana |
| Financial Assistance | ₹2100 Per Month |
| Target Group | Women aged 23 to 60 years |
| Income Criteria | Annual family income below ₹1.80 lakh |
| Application Mode | Online via Lado Lakshmi App |
| Official Website | wcdhry.gov.in |
Important Dates and Disbursement Milestones
The scheme is being rolled out in phases. Below are the key milestones and dates associated with the rollout of Lado Lakshmi Yojana:
| Event / Milestone | Date | Description |
|---|---|---|
| Scheme Initial Launch | 25 September 2025 | First phase launched on Pandit Deendayal Upadhyay's birth anniversary |
| Sixth Installment Release | April 2026 | ₹203.28 crore disbursed to nearly 10 lakh beneficiaries |
| Second Phase Expansion | 17 September 2026 | Income ceiling revised to ₹1.80 lakh, adding 17 lakh more women |
| Eleventh Installment | September 2026 | ₹212.16 crore transferred to 10.10 lakh women |
Eligibility Criteria for Applicants
To successfully apply for and receive benefits under the Lado Lakshmi Yojana, applicants must satisfy several mandatory conditions set by the Haryana government:
- Residency: The applicant must be a permanent resident of Haryana for 15 years or more. Married women from outside the state are eligible if their husband has been a resident for 15 years.
- Age Limit: The woman must be between 23 and 60 years of age.
- Income Limit: The family's verified annual income must be less than ₹1.80 lakh as per the Family Information Database Repository (FIDR).
- Exclusions: Women already receiving other government pensions (such as widow, old-age, or disability pensions) or regular monthly stipends are not eligible.
- Bank Account: The applicant must hold an active bank account registered in her own name.
Additional educational and nutritional criteria have also been introduced for mothers whose children excel in government schools or achieve learning standards under the NIPUN Bharat Mission, or recover from acute malnutrition.
Payment Structure and Savings Rules
To promote long-term financial security, the Haryana Cabinet amended the disbursement mechanism. Out of the total ₹2,100 monthly assistance, ₹1,100 is credited directly to the beneficiary's bank account, while the remaining ₹1,000 is deposited into a government-operated recurring deposit (RD) account that matures after five years.
Step-by-Step Application Process via Lado Lakshmi App
Applications are processed digitally through a dedicated mobile application developed by HARTRON. Follow these steps to apply:
- Download the official Lado Lakshmi App from the portal or app store.
- Register using a valid mobile number linked with Aadhaar.
- Verify your eligibility using the app's built-in eligibility checker.
- Enter family information, including Parivar Pehchan Patra (PPP) details, Aadhaar credentials, and income proof.
- Upload necessary supporting documents and submit the application digitally.
- Track application status regularly through the app dashboard.
Beneficiaries must also complete a monthly liveness check using face authentication inside the app to ensure uninterrupted disbursement of funds.
Frequently Asked Questions
What is Haryana Lado Lakshmi Yojana?
It is a welfare scheme providing ₹2100 per month to eligible women in Haryana directly into their bank accounts.
Who is eligible to apply for this scheme?
Women aged 23 to 60 years who are permanent residents of Haryana and belong to families with an annual income below ₹1.80 lakh can apply.
Can multiple women from the same family apply?
Yes, there is no restriction on the number of eligible women from a single family applying for the scheme.
How is the application submitted?
Applications are accepted exclusively online through the official Lado Lakshmi App developed by HARTRON.
Are women receiving other pensions eligible?
No, women already receiving a government pension or regular monthly allowance are excluded from the scheme.
How is the monthly financial assistance split?
Out of the ₹2100 monthly benefit, ₹1100 is credited to the bank account and ₹1000 is deposited into a 5-year maturing government-operated recurring deposit account.
Official Links
Details are compiled from official notices. Always confirm eligibility, dates and fees on the official website before applying. Jankari Portal never charges any fee.